These terms and conditions (the “Terms and Conditions”) govern the MyBambu (“we”, “our” or “us”) flash promo for the payment of a Refer a Friend Promotion (“Promotion”) related to the opening and use of a demand deposit account and/or activating a linked MyBambu Visa® Debit Card Account (“Account”) issued by Community Federal Savings Bank (the “Bank”), Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Promotion is open to all current customers of MyBambu (“Participants“) who meet the eligibility criteria outlined in these Terms and Conditions and who comply with the MyBambu Deposit Account and Cardholder Agreement (the “Account Agreement“). This Promotion is offered by MyBambu and is in no way affiliated with or serviced by the Bank. By participating in the Promotion, you confirm that you have read, understood, and accept these Terms and Conditions and any changes we make to these Terms and Conditions. If you do not comply with these Terms and Conditions, you are not authorized to participate in the Promotion. 1. Eligibility:

1.1. To be eligible, Participants must refer a new customer to MyBambu that successfully opens an account and/or activates a MyBambu Card, complies with the Account Agreement (each a “New Customer” or “Referee”), and fulfills the deposit requirements outlined in these Terms and Conditions within the [Promotion Dates TBD] (the “Promotion Period”).

2. Reward Details:

2.1. Eligible Participants can earn a $25 reward (“Reward”) for each successful referral of a new customer who meets the qualifying criteria as specified in these Terms and Conditions. A Reward will be deposited to your Account within 15 business days (Monday through Friday excluding US bank holidays) after it is earned. When the Reward is deposited in your Account you will see the Reward amount added to your Account balance. You must have an active Account and be in good standing during the Promotion to be eligible for a Reward and the Referee must use the link provided in the referral. Individuals who are eligible to receive over $600 in Rewards are required to submit to us a valid IRS W-9 or W-8 form.

2.2. When you refer a Referee, we may require you to and you hereby agree to provide and/or confirm information and documentation that will allow us to identify the Referee, such as:

2.2.1. The name of the person who opened their Account.

2.2.2. The email of the person used to open their Account.

2.2.3. The date of when you sent the referral link.

2.2.4. A screenshot of the link sent to the Referee.

2.3. You may not use bulk distribution methods to solicit New Customers that in our discretion constitute unsolicited commercial communications or spam, whether through email, social media, or other websites or platforms. The use of multiple, duplicate or otherwise fake Accounts, opening a MyBambu account with fake or false personal information or a forged or altered government ID, or failure to follow the terms and conditions of the Account by you or your Referee is a violation of these Terms and Conditions. Violating any applicable law is also a violation of these Terms and Conditions. We may take back any Rewards that are received by you in violation of these Terms and Conditions, and we may close your Account.

2.4. The Referee must successfully open a MyBambu account and complete an ACH (Automated Clearing House) or Cash deposit within the Promotion Period in the amount of at least $25.00 to qualify for the reward.

2.5. The referring Participant (“Referrer“) will also receive a Reward for each successful referral once all the conditions have been met.

2.6. The minimum reward amount for both the Referrer and Referee is $25.

3. Qualifying Criteria:

3.1. To qualify for the Reward, the Referee must use the unique referral link or code provided by the Referrer when opening a MyBambu account.

3.2. The referral must complete the account opening process from April 25th to 27th, 2024, and meet the deposit requirement by May 25th to be eligible to receive the reward.

3.3. Only ACH or Cash deposits are eligible for the reward. Peer-to-peer (P2P) and other transfers will not be considered.

4. Reward Distribution:

4.1. Rewards will be credited to the Accounts of both the Referrer and Referee once all the qualifying conditions have been met.

4.2. MyBambu reserves the right to withhold rewards if any fraudulent activity or abuse of the Program is detected.

4.3. Rewards are non-transferable and cannot be exchanged for cash or any other form of compensation.

5. Program Period:

5.1. The MyBambu Rewards Program will run between April 25th to April 27th, 2024, unless otherwise specified by MyBambu.

5.2. MyBambu reserves the right to modify, suspend, or terminate the Program at any time without prior notice.

6. General Terms: 6.1. Participation in the Program constitutes acceptance of these Terms and Conditions. 6.2. MyBambu reserves the right to amend or update these Terms and Conditions at any time without prior notice. 6.3. By participating in the Program, Participants agree to release and hold harmless MyBambu and its affiliates from any and all liabilities, losses, or damages arising out of or in connection with the Program. 6.4. These Terms and Conditions shall be governed by and construed in accordance with the laws of Delaware. 6.5. Any disputes arising out of or in connection with the Promotion shall be subject to the exclusive jurisdiction of the state courts in Memphis, Tennessee, or the federal court in the Western District of Tennessee.