Terms and Conditions for applying for AKKO Insurance - Open your MyBambu checking account

Terms and Conditions for applying for AKKO Insurance

By applying for AKKO LLC (“AKKO”) insurance coverage for and protection against accidental damage, mechanical malfunction, loss, or theft for personal property (the “AKKO Insurance”) through the MyBambu app, you agree to be bound by these terms and conditions which are incorporated herein by reference into the MyBambu Terms of Use (the “Mybambu Terms”) which control in the event of any conflict of terms. The terms and conditions provided by AKKO for AKKO Insurance are AKKO terms and are independent of the MyBambu’s Terms. AKKO is a Third Party Provider (as defined in the MyBambu Terms) of insurance services. You give us permission to share your name, date of birth, email, phone number, address, and other Personal Information with AKKO for the purpose of obtaining AKKO Insurance from AKKO. AKKO is solely responsible for, and Mybambu does not provide, is not responsible for, and disclaims any liability for, AKKO Insurance, including without limitation policy issuance, premium payments, or claims processing. MYBAMBU MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, OF ANY KIND RELATED TO THE AKKO INSURANCE INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY; WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE; OR WARRANTY OR REPRESEANTATION REGARDING THE AKKO INSURANCE QUOTES, POLICY, CLAIMS, COVERAGE, OR EXCLUSIONS, OR ACCURACY OR COMPLETENESS OF THE INSURANCE QUOTES PROVIDED BY AKKO.

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MyBambu is not a bank. The MyBambu deposit account and MyBambu Visa® Debit Card are issued by Community Federal Savings Bank, Member FDIC. Not all financial services available through MyBambu are offered by Community Federal Savings Bank, refer to each service’s agreement and/or terms and conditions for further information.

BY USING THIS CARD, YOU AGREE TO THE TERMS AND CONDITIONS OF THE MYBAMBU DEPOSIT ACCOUNT AND CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The MyBambu Visa® Debit Card is issued by Community Federal Savings Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. This card can be used everywhere Visa® debit cards are accepted.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

1. Register and open a MyBambu account using your country’s issued ID; we do not check your immigration status.

2. No monthly Fee, No Overdrafts, No minimum Balance. An inactivity fee may apply after 12 months.

3. Extra fees, such as, transfer fees, intermediary bank or foreign exchange charges, may apply.

4. Offer valid only when your referred friend opens a new MyBambu account and is verified.

5. The Visa® Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit http://www.visa.com/security.

6. International money transfers are not offered by Community Federal Savings Bank. From time to time, MyBambu may offer promotions related to the use of this service. Extra fees, such as, transfer fees, intermediary bank or foreign exchange charges, may apply. Regular fees will apply as per MyBambu’s fee schedule at the conclusion of any promotion. MyBambu reserves the right to change or end any promotion at any time.

7. Card funds will be held at or transferred to Community Federal Savings Bank, Member FDIC. While there, card funds are insured up to $250,000 by the FDIC in the event Community Federal Savings Bank fails if specific deposit insurance requirements are met. FDIC insurance does not apply to non-bank deposit products.

8. All Zelle® trademarks are the exclusive property of Early Warning Services, LLC. MyBambu products and services ARE NOT AUTHORIZED, ENDORSED, OR SPONSORED BY EARLY WARNING SERVICES, LLC- OWNER OF Zelle®. MyBambu is not an In-Network participant of the Zelle Network® service. Enrollment requires MyBambu customers to add their debit card (connected to a MyBambu account) directly with the Zelle® App. MyBambu users must enroll directly through the Zelle® App and not simply add a user’s information to access Zelle®. Please visit the Zelle® App help page here: Contact Us | Zelle (zellepay.com ) for additional information.

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