MyBambu’s Shop On Us Terms and Conditions

By applying for MyBambu’s Shop On Us products, which are made available through the  MyBambu app by Own.lease LLC (“Own.lease”), you agree to be bound by these terms and conditions which are incorporated herein by reference into the MyBambu Terms of Use (the “MyBambu Terms”) which control in the event of any conflict of terms. The terms and conditions of use provided by Own.Lease (the “Own.Lease Terms of Use”) are Own.Lease terms and are independent of the MyBambu’s Terms. Own.Lease is a Third Party Provider (as defined in the MyBambu Terms).

You understand that by clicking on the “I AGREE” button within the MyBambu app, you are providing “written instructions” to MyBambu under the Fair Credit Reporting Act authorizing MyBambu to obtain information from your personal credit profile (including information about your creditworthiness, credit standing, and credit capacity), or other information from a consumer reporting agency in order to prequalify you for credit options. You further authorize MyBambu to share information about your use of the MyBambu platform (including the MyBambu mobile application and the MyBambu account), such as your MyBambu account transaction history, with lenders as part of the credit evaluation process. You can revoke your consent at any time by contacting us. 

Qualifying Criteria: To qualify, participants must fulfill the deposit requirement and must have an active MyBambu Account. Deposits must be made via cash load or Automated Clearing House (ACH). User-to-user transfers will not be considered. This product is not available for MyBambu accountholders in the following states: California, New York, New Jersey, Wisconsin and Minnesota.

By using Own.Lease services, you agree to the Own.Lease Privacy Policy, available here, and the Own.Lease Terms of Use, which govern your access to and use of Own.Lease products and services. These terms define your rights, responsibilities, and the conditions of use for the Own.Lease platform. For your convenience, the Own.Lease Terms of Use are included below and can also be accessed here, with updates made periodically. 

OWN.LEASE LLC

TERMS AND CONDITIONS OF USE

THE Own.lease WEBSITE AND ITS AFFILIATED PAGES (COLLECTIVELY, THE “OWN.LEASE SITE”) IS MADE AVAILABLE BY Own.lease LLC. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING OR USING THE OWN.LEASE SITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE (“OWN.LEASE TERMS OF USE”). IF YOU DO NOT AGREE TO THE OWN.LEASE TERMS OF USE YOU SHOULD DISCONTINUE YOUR USE OF THE own.lease SITE. 

  1. Your Use as Assent

The Own.lease Site is the property of Own.lease. By using the Own.lease Site, you agree to the Own.lease Terms of Use; if you do not agree, do not use the Own.lease Site. As long as you comply with the Own.lease Terms of Use, Own.lease grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Own.lease Site. 

  1. Modification and Your Continued Use as Assent to Modified Terms

The products, services, information, materials, graphics, arrangement, design, text, sound and other items contained on the Own.lease Site (collectively, the “Content”) and the Own.lease Terms of Use are subject to change any time, without notice. Any dated information is published as of that date. Own.lease has no obligation or responsibility to update or amend any such information. Own.lease reserves the right to terminate any Content or the Own.lease Site at any time, without prior notice. Own.lease reserves the right to modify any of the Content at any time, without notice. You agree to review the Content on the Own.lease Site periodically to ensure that you are aware of any modifications. If you continue to use the Own.lease Site after modifications are effective, you agree to the Content as modified. 

  1. Own.lease Site Content

Own.lease does not promise that the Own.lease Site or any content, document, or feature of the Own.lease Site will be error-free or uninterrupted, that any defects will be corrected, or that your use of the Own.lease Site will provide specific results. The material in the Own.lease Site could include technical inaccuracies or typographical errors. The Own.lease Site and its content are delivered on an “as-is” and “as-available” basis.

The Own.lease Site and all intellectual property pertaining to or contained in the Own.lease Site is protected by United States and international copyright and trademark laws and other applicable intellectual property laws. The Own.lease Site, as well as any material made available for download, any content, files, code, documents, text, photographs, images, audio, and video, and any materials accessed through or made available for use or download through the Own.lease Site (collectively, the “Content”) may not be copied, distributed, modified, reproduced, published or used, in whole or in part, except for purposes authorized or approved, in writing, by Own.lease. You are authorized solely to view and retain a copy of the pages of the Own.lease Site for your own personal, non-commercial use. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit the Own.lease Site, or any portion of the Own.lease Site for any public or commercial use without the express written consent of Own.lease. 

  1. Use of the Own.lease Site

The Own.lease Site, and the products and services described on the Own.lease Site, are intended for use by individuals who are at least 18 years old. If you are under the age of 18, you should not be visiting the Own.lease Site. You may view the Content contained on the Own.lease Site and print pages from the Own.lease Site only for informational, non-commercial purposes. Any unauthorized or illegal use of the Own.lease Site or the Content is strictly prohibited. Own.lease does not knowingly collect personal information from any child under the age of eighteen (18) at this Own.lease Site.

You agree not to attempt to log on to the Own.lease Site from any country under sanctions by the Office of Foreign Asset Control (“OFAC”). Which countries are under sanctions may be found on the United States Department of the Treasury website. Any attempt to log on to the Own.lease Site from such a country may result in your access being restricted or terminated. Your use of the Own.lease Site may be monitored, tracked and recorded. By using the Own.lease Site, you expressly consent to such monitoring, tracking and recording. Your use of the Own.lease Site is personal to you. You agree that you will not duplicate, reproduce, sell, resell, use or exploit the Content or the Own.lease Site for any commercial purpose.

You agree that you will not use any robot, spider, automatic, or manual device to monitor or copy the Own.lease Site or any Content. You will not interfere or use any device, software, or process to interfere (or attempt to interfere) with the proper working of the Own.lease Site. You agree that when using the Own.lease Site you will not misrepresent your identity or impersonate any other person.

You represent and warrant that you have the legal right and ability to enter into these Own.lease Terms of Use and to use the Own.lease Site in accordance with these Own.lease Terms of Use. You understand and agree that your use of the Own.lease Site is at your own discretion and at your own risk. By using the Own.lease Site you understand and agree that Own.lease disclaims any liability (whether based in contract, tort, negligence, strict liability, or otherwise) for any direct, indirect, incidental, consequential, compensatory, punitive, or legal (whether under statute, regulation or at common law) damages that may arise out of your access or use of the Own.lease Site or your reliance on the Content. This includes any liability that may be associated with any viruses that may infect your computer equipment.

If Own.lease provides you with a secure means of accessing a portion of the Own.lease Site (such as a User ID and Password) you agree that you are responsible for maintaining the confidentiality of such log-in credentials. You agree that you will not share such log-in credentials. If you do, you understand that you are responsible for any acts taken by the party to whom you provided the log-in credentials. You agree that you will immediately notify Own.lease of any unauthorized use of your log-in credentials or other breach of security known to you. 

  1. Digital Millennium Copyright Act

Own.lease respects the intellectual property rights of others. All claims of copyright infringement should be brought to Own.lease’s attention by notifying Own.lease’s agent by providing the following information:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
  • Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single on-line site are covered by a single notification, a representative list of such works at that site;
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;
  • Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted;
  • A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  • A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Notices of the foregoing copyright issues should be sent as follows:

By Mail: Own.lease, Inc., 1207 Delaware Ave, #190, Delaware, MD 19806

By E-Mail: [email protected]

By Facsimile: N/A

Own.lease will take appropriate action following receipt of the above information including removal of any infringing material if necessary. 

  1. Site Security

You acknowledge and agree that Internet transmissions are never completely private or secure and that any message or information you send to the Own.lease Site may be read or intercepted by others, notwithstanding Own.lease’s efforts to protect such transmissions. In addition, as a condition of your use of the Own.lease Site, you agree that you will not take any action for the purpose of compromising security (e.g., accessing data not intended for you, invading another’s privacy, password guessing programs, using cracking tools or network probing tools, or otherwise interfering with the Own.lease Site or Services) is strictly prohibited. If you become involved in any violation of system security, we reserve the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. 

  1. Links to Other Sites

Own.lease may establish on the Own.lease Site links and pointers to websites that are operated and maintained by third parties (each, a “Third Party Site”). These links are provided solely as pointers to information on topics that may be useful to you. However, the establishment of any link to a Third Party Site is not a recommendation or endorsement by Own.lease of any products, services, information, goods, ideas, or opinions that may be found on any Third Party Site.

Own.lease makes no warranties, either express or implied, concerning the content of any Third Party Site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose. Own.lease does not warrant that any Third Party Site is free from any claims of copyright, trademark, or other infringement. Own.lease does not warrant that any Third Party Site is free from any viruses or other contamination.

You understand that Third Party Sites may have a privacy policy that is different from that of Own.lease and that Third Party Sites may provide less security than the Own.lease Site. The choice to access a Third Party Site, or to purchase or otherwise use any of the products or services advertised or provided on a Third Party Site is yours, in your sole discretion. 

  1. Consent to Receive Direct Marketing Communications

By using the Own.lease Site, you agree to receive direct marketing communications from Own.lease via email. If you do not wish to receive marketing email communications from Own.lease, you may express your choice where indicated on the applicable email. 

  1. Potential for Disruptions in Service

You understand and agree that from time to time the Own.lease Site may be unavailable, limited due to slow speed, or otherwise delayed. This may be caused by a wide variety of reasons outside of the control of Own.lease and despite of commercially reasonable processes and procedures implemented by Own.lease to maintain the Own.lease Site. You also understand that, from time to time, the Own.lease Site may be unavailable due to regular or other maintenance. 

  1. Disclaimer of Warranties

Because of the possibility of human and mechanical error, as well as other factors, Own.lease and its affiliates are not responsible for any errors or omissions from the content made available on the Own.lease Site. You acknowledge that neither Own.lease, its affiliates, nor any of their respective employees, agents, third party content providers or licensors warrant that the products, services, or content on the Own.lease Site will be uninterrupted or error free. All content is provided “as is” to the user of the Own.lease Site, without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property, fitness for any particular purpose, or freedom from computer virus is given in conjunction with the content. 

  1. Limitation of Liability

Except where prohibited by law, neither Own.lease, nor its directors, officers, employees, agents, contractors, successors, or assigns of each, shall be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if Own.lease has been advised of the possibility of such damages. Unless otherwise expressly set forth in a written agreement with you, Own.lease’s maximum liability for all claims arising out of or relating to this Own.lease Site, or its content, whether in contract, tort or otherwise shall be limited to the amount you paid to access this Own.lease Site. Some jurisdictions do not allow limitations of liability, so the foregoing limitation may not apply to you. 

  1. Indemnification

By using the Own.lease Site, you agree to defend, indemnify, and hold harmless Own.lease from and against any and all losses, claims, damages, costs, and expenses (including reasonable legal and accounting fees) that Own.lease may become obligated to pay arising or resulting from your use of this Own.lease Site, the Content, or your breach of these Own.lease Terms of Use. Own.lease reserves the right to assume or participate, at your expense, in the investigation, settlement, and defense of any such action or claim. 

  1. Severability and Waiver

In the event that any of the terms or provisions of the Own.lease Terms of Use is held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provision shall be modified or replaced with an enforceable term or provision that comes as close to the intention of the term or provision deemed unenforceable.

Own.lease does not waive any of its rights under these Own.lease Terms of Use unless it is written and signed by a duly authorized representative of Own.lease. Any waiver of any breach of any provision of these Own.lease Terms of Use shall not be construed as a waiver of any continuing or succeeding breach of such provision or a modification of the provision. 

  1. Law, Jurisdiction, Venue, One Year to File a Claim

The Own.lease Site is located in the State of Delaware. These Own.lease Terms of Use and the relationship between you and Own.lease shall be governed by the laws of the State of Delaware without regard to its conflicts of law provisions. You agree to the personal jurisdiction by, and venue in, the state and federal courts in United States, Delaware, and you agree and consent that such courts are the exclusive forum for litigation of any claim or cause of action arising out of or relating to your use of the Own.lease Site or the Content. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or relating to your use of the Own.lease Site or the Content must be filed within one year after such claim or cause of action arose or be forever barred. 

  1. Termination

Own.lease may terminate the Own.lease Terms of Use or suspend or terminate your use of the Own.lease Site without notice, at any time. In the event we do so – we may notify you by email. All provisions of the Own.lease Terms of Use which by their nature should survive termination shall service termination, including, without limitation, all warranty disclaimers, limitations of liability, and dispute resolutions provisions. 

  1. Entire Agreement with Regard to Your Use of the Own.lease Site, No Third Party Beneficiaries

These Own.lease Terms of Use constitute the entire agreement between you and Own.lease with regard to your use of the Site, and any and all other written or oral agreements or understandings previously existing between you and Own.lease with respect to such use are hereby superseded and cancelled. This Agreement is between you and Own.lease. There are no third-party beneficiaries.

Revised April 6th, 2023