These terms and conditions (the “Terms and Conditions”) govern the MyBambu (“we,” “our” or “us”) promotion for new customers that have yet to complete the MyBambu onboarding process (the “Promotion”) in connection with your MyBambu Visa® Debit Card Account (“Account”) issued by Community Federal Savings Bank (the “Bank”), Member FDIC, pursuant to a license from Visa U.S.A. Inc. This Promotion is open to all new customers of MyBambu (each a “Participant(s)“) who meet the eligibility criteria outlined in these Terms and Conditions and who comply with the MyBambu Deposit Account and Cardholder Agreement (the “Account Agreement“). This Promotion is offered and provided by MyBambu and the Bank is not a party to the Promotion offer.

By participating in the Promotion, you confirm that you have read, understood, and accepted these Terms and Conditions and any changes we make to these Terms and Conditions. If you do not comply with these Terms and Conditions, you are not authorized to participate in the Promotion.

1. Eligibility:

1.1. This Promotion is only available to Participant(s) whose application was in identity and/or manual review status between October 2024 and twenty-one (21) days prior to June 2, 2025.

2. Promotion Details:

2.1. Eligible Participants will receive a $5 reward (“Reward”) after they complete the onboarding process and successfully open a MyBambu Account as specified in these Terms and Conditions. A Reward will be deposited to your Account within 5 business days (Monday through Friday excluding US bank holidays) after it is earned. When the Reward is deposited in your Account you will see the Reward amount added to your Account balance. You must have an active MyBambu Account to be eligible for a Reward.

2.2. The Promotion will run from March 27, 2025 until terminated by MyBambu (the “Promotion Period”).

3. Qualifying Criteria:

3.1. To qualify for the Reward, Participants must pass MyBambu’s risk screening and eligibility criteria to qualify for an Account.

3.2. Only Participant(s) whose Accounts are approved and successfully verified will receive the Reward.

3.3. Participant(s) who fail risk screening, do not meet eligibility requirements, or are not approved for an Account will not qualify for this Promotion.

4. Additional Reward Condition-Account Must be in Good Standing and Not Negative:

4.1. No Reward will be deposited into your Account if: (1) your Account is closed or not in good standing prior to the Reward being deposited or (2) your Account has a negative available balance at the time of the Reward qualification is validated.

5. Reward Distribution:

5.1. Rewards will be credited to the Participant’s Account within 5 business days once all the qualifying conditions have been met.  

5.2. MyBambu reserves the right to withhold Rewards if any fraudulent activity or abuse of the Promotion is detected.  

5.3. Rewards are non-transferable and cannot be exchanged for cash or any other form of compensation. 

6. Promotion Period:

6.1. The Promotion Period will commence on March 27, 2025 and will run until terminated by MyBambu.

6.2. MyBambu reserves the right to modify, suspend, or terminate the Promotion at any time without prior notice.

7. General Terms:

7.1. Participation in the Promotion constitutes acceptance of these Terms and Conditions.

7.2. MyBambu reserves the right to amend or update these Terms and Conditions at any time without prior notice.

7.3. By participating in the Promotion, Participants agree to release and hold harmless MyBambu and its affiliates from any and all liabilities, losses, or damages arising out of or in connection with the Promotion.

7.4. These Terms and Conditions shall be governed by and construed in accordance with the laws of Delaware.

7.5. Any disputes arising out of or in connection with the Promotion shall be subject to the exclusive jurisdiction of the state courts in Memphis, Tennessee, or the federal court in the Western District of Tennessee.