These terms and conditions (the “Terms and Conditions”) govern the MyBambu (“we,” “our” or “us”) promotion for the MyBambu Get $10 Promotion with Bambu Pay (the “Promotion”) in connection with your MyBambu Visa® Debit Card Account (“Account”) issued by Community Federal Savings Bank (the “Bank”), Member FDIC, pursuant to a license from Visa U.S.A. Inc. This Promotion is open to all current customers of MyBambu (each a “Participant(s)”) who meet the eligibility criteria outlined in these Terms and Conditions and who comply with the MyBambu Deposit Account and Cardholder Agreement (the “Account Agreement”). This Promotion is offered and provided by MyBambu and the Bank is not a party to the Promotion offer.

By participating in the Promotion, you confirm that you have read, understood, and accept these Terms and Conditions and any changes we make to these Terms and Conditions. If you do not comply with these Terms and Conditions, you are not authorized to participate in the Promotion.

1. Eligibility:

1.1. This Promotion is only for eligible MyBambu Account holders who meet all of the following criteria:

1.1.1. Previously sent and/or received funds with Zelle through their MyBambu Account

1.1.2. Have not made any transaction within the last 60 to 90 days (as applicable) prior to April 1, 2025.

1.1.3. Meet the spending requirements in these Terms and Conditions.

2. Promotion Details:

2.1. Eligible Participants will receive a $10 reward (“Reward(s)”) after they make a successful Bambu Pay transaction, such as sending money, requesting money, or transferring funds to their MyBambu card using the Transfer from card feature (each, a “Bambu Pay Transaction”), that meets the qualifying criteria as specified in these Terms and Conditions. A Reward will be deposited to your Account within 5-8 business days (Monday through Friday excluding US bank holidays) after it is earned. When the Reward is deposited in your Account you will see the Reward amount added to your Account balance. You must have an active MyBambu Account to be eligible for a Reward.

2.2. The minimum Bambu Pay Transaction amount is $50.

3. Qualifying Criteria:

3.1. To qualify for the Reward, Participants must meet the following criteria:

3.1.1. Have a verified status and/or an active MyBambu Account.

3.1.2. Have completed a Bambu Pay Transaction of at least $50.

3.2. Only Bambu Pay Transactions are eligible for the Reward.

4. Additional Reward Condition-Account Must be in Good Standing and Not Negative:

4.1. As a Reward condition your Account must remain open, in good standing and not have a negative available balance. No Reward will be deposited into your Account if: (1) your MyBambu Account is closed or not in good standing after the Reward qualification is validated and prior to the Reward being deposited or (2) your Account has a negative available balance at the time of the Reward qualification is validated.

5. Reward Distribution:

5.1. Rewards will be credited to the Participant’s Account once all the qualifying conditions have been met.

5.2. MyBambu reserves the right to withhold Rewards if any fraudulent activity or abuse of the Promotion is detected.

5.3. Rewards are non-transferable and cannot be exchanged for cash or any other form of compensation.

5.4. Only one Reward per MyBambu Account.

6. Promotion Period:

6.1. MyBambu reserves the right to modify, suspend, or terminate the Promotion at any time without prior notice.

7. General Terms:

7.1. Participation in the Promotion constitutes acceptance of these Terms and Conditions.

7.2. MyBambu reserves the right to amend or update these Terms and Conditions at any time without prior notice.

7.3. By participating in the Promotion, Participants agree to release and hold harmless MyBambu and its affiliates from any and all liabilities, losses, or damages arising out of or in connection with the Promotion.

7.4. These Terms and Conditions shall be governed by and construed in accordance with the laws of Delaware.

7.5. Any disputes arising out of or in connection with the Promotion shall be subject to the exclusive jurisdiction of the state courts in Memphis, Tennessee, or the federal court in the Western District of Tennessee.