“The claims reporting process varies by insurer, but typically you can file it online or over the phone. To expedite the process, photograph all damages and keep receipts for any temporary repairs. You should also file a police report for car accidents, thefts, or vandalism.

After reporting a claim, complete the forms requested by your insurer and submit documentation to finalize your report. An insurance adjuster will investigate the extent of the damage, request additional documentation if necessary, and determine your compensation for repairs or injuries.”